Limo Insurance Nevada

If you are thinking about driving a limo Nevada, you need to understand the risks that you assume by doing so. As a limo driver, you may be transporting numerous passengers to a desired destination with each trip that you make. You may make at least several trips each day, so the number of passengers you serve can quickly mount. In addition, many areas of Nevada are highly congested, and you must think about the risk of accidents. As a driver, you may be responsible for any injuries to your passengers, and you could also be responsible for the damages that you cause to other motorists, pedestrians and more.

What the Law Says About Operating a Limo
Before you drive your limo Nevada for commercial purposes, be aware that this state has special laws regarding insurance coverage. Specifically, Nevada law requires you to buy liability insurance. The amount of coverage required may be dependent on the size of your limo and the number of passengers that it can hold. Remember that you are still responsible for any expenses that you create that exceed the limits of your coverage. With this in mind, you should consider the benefits associated with buying more than the required amount of liability insurance.

Other Types of Coverage Available
Liability insurance for a limo Nevada only pays for expenses that you create for other people. If your limo is your livelihood, you will need a way to pay for any repair work to your vehicle. Collision or comprehensive insurance are available for commercial vehicles. Collision coverage only provides benefits for a collision, but comprehensive insurance offers benefits for theft, weather-related damage, a collision and many other situations. There are other types of coverage that may also be suitable. These include loss of income, personal injury or personal property, uninsured motorist, towing service and more.

As a limo operator, you must understand and comply with all legal requirements that are specific to your type of vehicle. Because the legal requirements often are not sufficient for all of your needs, it is helpful to explore the benefits of optional coverage. Remember that your premium for business-related insurance is deductible, so it can benefit you to purchase the most protective and beneficial coverage that you can afford. You can easily get a quote for commercial auto insurance that complies with the minimum requirements, and you can compare the cost against a quote for the full coverage that you desire.

Best regards,
Gary Hanson
Professional Insurance Strategies
P: (602) 481-0161 • F: (623) 463-9001 • E: ghanson@proinsgroup.com
Physical Address: 2822 W Northern Ave. • Phoenix, AZ 85051
Mailing Address: 3655 W Anthem Way Ste. A 109 #283 • Anthem, AZ 85086
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Limousine Insurance Service

If you own a limousine, either or not you operate a limousine hire business, you need a limousine insurance policy that understands the unique nature of limousines. So many insurance companies in United States will offer cover for limousines, but only a few of them really have the expertise on limo insurance field and offer a perfect policy that really suits the needs of limousine owners.

That’s where Professional Insurance Strategies, LLC can help, with more than 15 years experience and specialist in limo insurance. We can offer you a limo policy that’s truly tailored to your limousine, whether it is a majestic Lincoln Town Car, or a classic Mercedes Pullman, we can promise that you have appropriate cover in place.

We know that limousines are used in many different ways to ‘run of the mill’ cars, and our cover takes this into account, that means we can offer incredibly competitive premium amount, along with fanciful features including agreed valuation, laid up and limited mileage cover. It is also possible to arrange cover for left-hand drive models, and limo fleets are no problem at all. Basically average premium price of limousine depends on where you live in United States, the minimum amount of limousine insurance required by your state and the reason behind owning limousines. When a limo insurance company calculates the premium for any type of limo car, it takes into consideration many of the factors as commercial or auto insurance policies. Limo is never bog standard, and rates will be calculated absolutely individually and carefully.

In this Limo Insurance field Professional Insurance Strategies, LLC have years of experience providing top-quality, affordable limousine insurance throughout the Arizona, New Mexico, Nevada in United States.

Gray Hanson
Professional Insurance Strategies, LLC
3519 E. Shea Blvd., Suite 120
Phoenix, AZ 85028
ghanson@proinsgroup.com
602-481-0161
623-551-6716 Fax