Non-Emergency Medical Transportation Insurance

Non-emergency medical transportation insurance is a type of insurance that helps to pay for the costs of transporting a patient for medical care when the situation is not an emergency. Some businesses may have different non-emergency medical transportation insurance requirements in order to have a license to operate. The non-emergency medical transportation insurance requirements may also vary based on the type of business, the patient occupancy rate and the types of conditions that the patients have. Understanding these insurance requirements could help a business manager to fulfill the requirements of the law, licensing organizations and patient care needs.

Non-Emergency Medical Transportation Insurance Requirements for Nursing Facilities
Skilled nursing facilities, also referred to as SNFs, may need to use non-emergency medical transportation when a patient needs outside services that are not available at the facility. For example, a patient may need a follow-up X-ray, dental care, eye exam or vaccination. The non-emergency medical transportation service would get the patient from the SNF to the medical provider safely and on-time. SNFs may need to have a non-emergency medical transportation provider available on a 24/7 basis in order to maintain the state licensing requirements.

Day Program Requirements for Non-emergency Medical Transportation Insurance
Some adults with disabilities may attend an adult day program. These programs offer respite services for full-time care providers and a means of socializing for the participants. Some of the participants may even perform paid work. From time to time, non-emergency medical transportation services may be needed. This may be the case if a patient needs to leave the day program in order to go to an appointment. In other cases, the non-emergency medical transportation is required in order to get the participant from his or her residence to the day program’s facility. Day programs should have non-emergency medical transportation insurance that covers their open hours and the number of participants they serve.

Residential Facilities
Adults with disabilities may live in a residential facility that houses up to 15 residents. These facilities have employees who come in to work, caring for the residents’ routine needs such as cooking, cleanup, medication administration, showering and getting dressed. When a patient has a doctor’s appointment, dentist appointment or needs to have some lab tests or an X-ray done, a non-emergency medical transport will be needed. Such facilities should maintain an adequate level of non-emergency medical transportation services based on their number of residents.

Best regards,
Gary Hanson
Professional Insurance Strategies
P: (602) 481-0161 • F: (623) 463-9001 • E: ghanson@proinsgroup.com
Physical Address: 2822 W Northern Ave. • Phoenix, AZ 85051
Mailing Address: 3655 W Anthem Way Ste. A 109 #283 • Anthem, AZ 85086
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What Decides your Limo Insurance Premiums?

What decided your limo insurance premiums? While this subject is normally a complicated one to answer, Professional Insurance Strategies, LLC can answer almost anything on the spot, particularly when it pertains to livery vehicles insurance. The fact of the subject is, not a single thing decided your vehicles insurance premiums; it’s an array of several factors that,contribute,combined, to what you pay. Here is the point of common things that affect insurance premiums.

 

•Geographical Location: Location can play a part in determining  limo insurance premiums and it generally pertains to things like whether or not you’re in an urban area people and location population density. For instance limo insurance premiums for a livery production company operating in nevada, new mexico would certainly be cheaper than one operating in New York or the Greater Boston Area.

•Limousine class code: Limo Insurance carriers track at the class code of the vehicle as well. Commercial buses and trucks are at greater risks factor than limos, so their premium amount are normally the highest. Limos are generally more expensive car than sedans, due to their big size. Also, the amount of kilometers normally people traveled will also play a key role.

•Vehicle Driver: Limo drivers may key factor into what exactly premiums are, too. If limo drivers has a professional driving record or a spotty personal, then it may cause you to pay more for your limo insurance. Tickets, accidents, age and experience can all be taken under consideration.

•Loss ratio or total claim: Your company’s performance statistic over a three to five year period is referred to as your loss ratio. This ratio is calculated by total claims which are closed and open ratio to get the total losses incurred over this time period. The vehicle insurance company will total the paid premiums versus any incurred claims to get the loss ratio number.

If you have any more query or any concern your limo insurance, contact today Professional Insurance Strategies, LLC to get the information you’re looking for. We’ll do everything we can to solve your query to the best of our ability.

Gary Hanson

Professional Insurance Strategies, LLC

3519 E. Shea Blvd., Suite 120

Phoenix, AZ 85028

6708 W. Bethany Home Rd.

Glendale, AZ 85301

ghanson@proinsgroup.com

Phone: 602-481-0161

Fax: 623-551-6716

Necessity of Taxi Insurance

Taxi insurance is a very essential and useful thing. It is very very necessary for every taxi driver to drive insured taxi. It does not matter if you have a private car, minicab, limousine or normal taxis. When points comes to vehicle drivers, the taxi insurance policy gains even more importance and priceless because it secures their livelihood.

Taxi Insurance AZ

Taxi insurance protects a taxi driver from any road accidental situation that can damage his motors and life. In order to obtain an auto insurance policy you need to have the following things or documents:
i)Legal documents of your taxi like payment receipts.
ii)Your taxi should be in good condition.
iii)It’s necessary that your cab passes the mechanical inspection conducted every year.

There are many types of taxi insurance depending on your criteria. For instance, short term taxi insurance is the first option for those who want to insure their taxi for a short time of time. The duration of short period cab insurance ranges from approx 30 days. Your Insurance coverage can be further classified into normal sub categories depending on the total risk involved.

There is a particular taxi insurance which covers a number of points like provide legal protection against accidental probabilities, ranging from any larger damage to the vehicle, or physical damages to the driver or any pedestrian.

Second type of insurance includes coverage for any kind financial loss or life risk of drivers.Third kind of taxi insurance policy provides comprehensive benefits that not only secures vehicle from horrible accidents but also against any unpleasant incident like fire or theft.

As mentioned above, the intensity of risks involved help you to choose the appropriate or suitable taxi insurance.So keep all this points in mind while choosing a taxi insurance coverage.

On a daily basis, taxi driver has to come across a number of small or big road accidents. Hence, for them taxi insurance is a significant investment and strongly recommended. Get a taxi insurance policy coverage while you are buying a cab because it protects your life and your business.

Get a Quote Now!!

Taxi Insurance-Limo Insurance-AZ, NV, NM


Quoting risks lately has provided some interesting rates. Some prices for small Taxi’s like a Prius are very well priced. Insurers tend to want liability only. Many carriers don’t want to provide full coverage. With that being said, prices are still very favorable.

Gary Hanson
Professional Insurance Strategies, LLC
3519 E. Shea Blvd., Suite 120
Phoenix, AZ 85028

ghanson@proinsgroup.com
602-481-0161
623-551-6716 Fax