Contact us


Send us an email!

Contact details:


Your message has been sent successfully. Close this notice.
4 months ago · by · 0 comments

Arizona Taxi Insurance Requirements

Taxi insurance image

In today’s world, it’s more important than ever to have adequate insurance coverage. This is especially true for taxi drivers, who can find themselves facing a variety of situations while on the road day after day. However, with the Arizona taxi insurance requirements changing in many ways over the past several years, it may be hard to understand the current requirements. If you are planning to become a taxi driver and need to know Arizona taxi insurance requirements, here are some of the most important details.

Liability Insurance

Since all vehicles in Arizona are required to carry basic liability insurance, this naturally applies to taxis. Protecting the driver against the cost of damage to property or other people, it can be a crucial piece of protection in the event of an accident.

Uninsured and Underinsured Coverage

If a person who is responsible for the accident does not have insurance coverage or does not have enough insurance to cover the cost of damages, you’ll need to carry uninsured or underinsured insurance to make sure the costs of damages are covered. An especially important aspect of Arizona taxi insurance requirements, it is mandatory that all drivers in Arizona have this type of insurance.

Comprehensive Coverage

Covering damage that is caused by something such as a hailstorm or vandalism, comprehensive coverage is essentially an umbrella policy that covers almost anything else not covered under basic liability insurance. However, this insurance does carry a deductible with it, often averaging about $500. After the insured driver pays their amount of the damages, the insurance coverage pays the balance.

Collision Insurance

If your taxi happens to have a collision with another vehicle or strikes an object such as a deer, collision insurance can cover the damages. Although usually part of what is known as Full Coverage insurance, it falls under Arizona taxi insurance requirements for those wanting to drive a cab.

Passenger Capacity

As for the dollar amount of insurance Arizona taxi drivers are required to have on their vehicles, it can vary depending upon the passenger capacity. However, since most vehicles will be holding no more than three passengers, the amount of insurance is usually set at a minimum of $300,000. While more coverage can be purchased, most taxis go with this amount.
By making sure they have enough insurance for their vehicles, Arizona taxi drivers can be assured they will have protection in the event of an accident.


Not found any comments yet.

Leave a reply

Your email address will not be published, and your website url is not required.