As the healthcare industry of today continues to evolve, one aspect that has taken on greater importance has been non-emergency medical transportation. A service needed by people who are unable to use standard public transportation, there is no doubt the elderly as well as those who are disabled benefit greatly from this service. However, just as it is with any business, non-emergency medical transportation needs insurance coverage. When non-emergency medical transportation insurance for Arizona, Nevada, and California businesses is needed, there are a variety of factors to consider.
Types of Coverage
Because this type of business deals with a wide variety of clients, it requires various types of insurance coverage to ensure it can be protected in the event an incident arises. Some of the most common types of coverage for
- Commercial Auto
- General Liability
- Directors or Officers Liability
- Abuse or Molestation Coverage
- Professional Liability
By making sure they have these types of coverage, non-emergency medical transportation companies can have peace of mind, knowing they are fully protected.
As is the case with any business related to healthcare, non-emergency medical transportation is highly-regulated and is required to be in compliance with many state and federal rules and regulations. Because of this, non-emergency medical transportation insurance for Arizona, Nevada, or California must be carefully analyzed to ensure it will allow the business to meet whatever guidelines are in its individual state. This is of particular importance when it comes to the company’s transportation managers, dispatchers, or other related personnel, since they possess high levels of responsibility within the business, and are entrusted with making sure the patients get from one destination to another in a safe manner.
Special Equipment Coverage
Since insurance requirements for Medicare, Medicaid, as well as state insurance agencies can vary greatly, they have many, many details associated with them. Therefore, it’s vital to have coverage for any special equipment that may be part of each vehicle. Whether it’s special seating, doorways, or lifts for wheelchairs or other mobility devices, having special equipment coverage can ensure your business will be able to have coverage for virtually any situation.
Obtain the Coverage You Need
To make sure your business is not facing a potentially costly legal situation, it’s crucial to obtain non-emergency medical transportation insurance for Arizona, Nevada, California, or other areas where this coverage is needed. By determining your needs, you’ll be able to meet whatever standards Medicare, Medicaid, or state insurance regulations require.